Credits

Credits are the host-funded currency that backs an Action's reward in a Space. They're the upstream of Reward Points: when a host configures an Action's reward, they allocate Credits from their Incentive Pool — and at payout, each Credit converts into Points for the participant who earned it.

Where Credits come from

Credits are minted by the platform against your subscription tier, not against a card swipe. Each tier carries a fixed monthly Credit allotment that resets every cycle:

• Free — 0 Credits / month
• Pro — 40 Credits / month, up to 2 per reward Space
• Max — 190 Credits / month, up to 10 per reward Space
• VIP — 1,360 Credits / month, up to 100 per reward Space
• Enterprise — fully customizable, by contract

These caps are enforced server-side. If a host tries to allocate more Credits to a Space than their tier permits, the platform returns Credits exceed max per space and the Action's reward configuration won't save until you adjust.

How Credits attach to an Action

When you configure a reward on a Poll, Discussion, Quiz, or Follow, the action settings modal asks for a Credit allocation. That allocation:

• Draws from your Team's (or your personal) monthly Credit balance for the current cycle.
• Defines how much of the Space's Incentive Pool this specific Action will pay out.
• Is bounded by your tier's per-Space cap (see above).

The Action's settings page shows the current Credit balance available to spend, the per-Space cap, and (after allocation) what's left in the cycle's Credit budget.

How Credits convert to Points

When a participant completes a reward-bearing Action:

1. The platform calculates the participant's share of the Action's Credit allocation, according to the host's distribution rules (flat / weighted by participation depth / staged across phases — see Incentive Pool).
2. Their share of Credits is converted to Points in their account at the platform's current conversion rate (typically 1:1 at MVP, but the platform reserves the right to tune the rate as the economy matures).
3. The Action's Credit allocation is decremented; the host's Credit balance is decremented for the cycle.

The result: Credits leave the host's balance, Points enter the participant's balance, and the Action's reward shows as paid out in the dashboard.

Credits don't roll over

A cycle's unused Credits do not carry forward to the next cycle. If you have a 190 Credit / month allotment on Max and you only use 60, the remaining 130 reset on the 1st of the next month — they don't bank into a 320-Credit balance.

This is intentional: Credits are designed to encourage active host engagement each cycle. If your team isn't running reward-bearing Spaces in a given month, the cycle's allotment lapses.

What Credits are not

• Credits aren't an asset. They're a quota the platform issues against your subscription, not a token, balance, or holding. You can't transfer them, sell them, or claim them on-chain.
• Credits aren't refundable. Once allocated to an Action and partially or fully paid out to participants, those Credits are gone — even if the Action is later cancelled.
• Credits aren't fiat. A Pro tier's ₩30,000 / month doesn't equal 40 dollars of payout — Credits are a platform-internal quota, and the platform's conversion to Points is what determines participant value at payout time.

Errors you might see

• Credits exceed remaining balance — You're trying to allocate more Credits to an Action than the cycle's remaining balance covers. Reduce the allocation, or wait for the next cycle.
• Credits exceed max per space — You're trying to allocate more Credits to a single Space than your tier's per-Space cap allows. Either reduce the allocation, split across more Actions/Spaces, or upgrade tier.
• No credits configured — You're on Free tier (which has 0 Credits / month). Upgrade to Pro or higher to fund reward-bearing Actions.

Related

• Reward Points — what Credits become for the participant at payout.
• Incentive Pool — the Space-level surface where Credits land before they're attached to individual Actions.